Managing cash flow is part of the job when you’re commission-based. You can be having an amazing month on paper… and still be waiting on checks to actually hit your account.
That’s why commission advances exist: they help agents cover business expenses, marketing, staging, and life while deals make their way to the closing table.
Below is a 2026 update of commission advance companies that show up strongly in Trustpilot reviews…plus the option that’s improving on the traditional model, so you can choose what fits your business best.
Ready for a more flexible way to access your earned commissions?
Get started with Tongo.
Customer Reviews: Reviewers consistently highlight how easy Tongo is to use, how fast the experience feels compared to traditional commission advances, and how refreshing it is to have clear, transparent pricing. Many agents also mention that Tongo feels more like a long-term cash-flow tool than a one-off advance, something they can rely on between closings without extra friction.
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Customer Reviews: Customers praise eCommission for its customer service, processing times, and transparent fee structure. Many reviewers highlight the company’s efficiency and how it has helped them manage their cash flow effectively.
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Customer Reviews: Customers appreciate the reliability and professionalism of Commission Express. The company’s years of experience in the real estate industry is often highlighted as a reason for their high satisfaction rates.
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Customer Reviews: Reviewers commend Express Cash Flow for their responsive and knowledgeable staff. The company’s transparent fee structure and the ease of the application process are frequently mentioned as significant advantages.
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If you’re comparing providers, here are the questions that matter most:
The best choice is the one that supports your business without adding stress.
Cash flow confidence changes everything: how you market, how you plan, and how you show up with clients. The goal isn’t to “get by” between closings, it’s to run your business like the pro you are.
If you want the modern, flexible way to access earned commissions (without unnecessary friction), Tongo was built for that. Traditional commission advances can work, but agents are increasingly looking for something more flexible, more modern, and easier to use consistently. Tongo improves on the traditional model by working like a line of credit, only better.
In other words: you’re not just “borrowing against a commission.” You’re building a smarter cash-flow system that matches how real estate income actually works.
Get started with Tongo and build a cash-flow plan that supports your goals this year.
This article has been updated to reflect the latest information from Trustpilot.