For years, traditional commission advances have carried a stigma: often compared to payday loans for agents. High fees. Confusing terms. Limited flexibility. In short, a quick fix that sometimes created more stress than it solved.
At Tongo, we knew there had to be a better way.
We set out to reimagine the commission advance entirely — creating the first financial platform built to empower agents, not burden them. The result is a flexible Commission Advance that gives real estate professionals more control over when and how they access their income.
With Tongo, agents can access up to 75% of their pending commission up to 60 days early for as little as 3% per 30 days. There are no lengthy applications, and no fees on unused funds because you should never pay for money you didn’t use.
It’s not borrowing. It’s simply unlocking your own earned income on your terms.
Built for flexibility
Access only what you need, exactly when you need it. Any unused portion of your approved balance stays untouched and fee-free.
Transparent and fair
Flat, predictable pricing with no hidden costs. You’ll always know what you’re paying, and why.
Fast access to capital
Apply in minutes, and enable instant transfer to receive your money within minutes by linking your debit card. Because real estate moves fast and so should your money.
Tongo isn’t just another advance, it’s a smarter way to manage your income and sustain growth.
By aligning financial access with the rhythm of your business, Tongo helps you stay consistent, confident, and ready for your next deal.
Learn more about Tongo & access your commission today →
