Electronic Disclosure & Consent

Please read the following information carefully. By executing a Commission Purchase Agreement, you agree that you have reviewed the following Electronic Disclosure and Consent to conduct business using electronic communications, and you agree to receive any document or communication electronically and to utilize your electronic signature in lieu of signing paper documents. As used in this disclosure, “document(s) or communication(s)” means any agreement, authorization, disclosure, notice, or other document related to your execution of a Commission Purchase Agreement with Tongo Financial (“Tongo”), including but not limited to any document or communication that we are required by law to provide you in writing.

E-Sign Act.

Federal regulations may require us to provide you with certain documents or communications. The Electronic Signatures in Global and National Commerce Act (E-Sign Act) allows Tongo to provide you with documents or communications in electronic form rather than in written form and allows you to use your electronic signature in lieu of signing a paper document if you consent after we have provided you with the following information.

Your Consent to Use Electronic Signature and Electronic Delivery of Documents or Communications.

By executing a Commission Purchase Agreement, you consent to use your electronic signature to sign any document or communication and to receive electronic delivery of any document or communication. You understand that your electronic signature is legally binding, just as if you had signed a paper document. If you do not click “I Agree”, you may not proceed to enter into an Authorization Agreement with Tongo.

Scope of Your Consent.

Your consent to use electronic signatures and to receive documents or communications electronically applies only to a document or communication pertaining to a Authorization Agreement with Tongo.

Method of Providing Documents and Communications to You in Electronic Form.

All documents or communications may be viewed electronically on this website and saved by:

• Printing paper copies; or
• Downloading and saving electronic copies.
• Storing the hyperlink on your computer.

In addition, we may deliver documents or communications to you by any of the following methods: (a) by sending the document or communication to an email address you have provided us; or (b) to a wireless device you have designated; (c) to the extent permissible by law, by access to a web site that we will generally designate in advance for such purpose; or any other electronic means we have mutually agreed upon. Delivery of electronic documents or communications by any of these methods will be considered “in writing” and you intend that the electronic documents or communications have the same legal effect as written and signed paper documents or communications.

Your Right to Withdraw Your Consent and Any Conditions, Consequences, or Fees Associated with You Withdrawing Your Consent.

You have the right to withdraw your consent to have a document or communication made available to you in electronic form at any time. Upon such withdrawal, your Commission Purchase Agreement will be terminated and any amounts owed to Tongo upon such termination date will remain due.

A Description of the Procedures You must Use to Withdraw Your Consent.

You may withdraw your consent to receive a document or communication electronically at any time. If you wish to do so, please notify us in writing to Tongo at 401 Park Avenue, New York, NY 10016 or via email at support@gettongo.com and provide your Tongo account number, name, contact phone number, email address, and a description of the document or communication from which you are withdrawing your consent.

Hardware and Software Requirements.

In order to use electronic signatures and to receive and save any document or communication electronically, you must have:

A computer, mobile device, or other electronic device with internet access and

• A secure internet browser with 128 – bit encryption;
• A program that reads and displays PDF files such as Adobe Acrobat Reader; and
• An active email address.

To print and save your document or communication in electronic form using your computer, you will need:

•A Printer (to print paper copies); and
• A hard drive or other storage device (to download and save electronic copies).

To print and save your document or communication in electronic form using your mobile or electronic device, you will need:

• A printer capable of printing the screen shots on your mobile or electronic device (to print paper copies); and
• An electronic device capable of taking a screen shot that can be printed (to save electronic copies).

Changes to Hardware and /or Software Requirements.

You will be notified of any changes to the hardware and/or software requirements that may create a material risk that you will not be able to receive, view, print or save a document or communication.

You Must Keep your Email Address and/or Mobile Phone Number Current with Tongo.

You are responsible for informing Tongo of any change in your email address or mobile phone number. You can update your contact information after logging in to app.gettongo.com or by emailing support@gettongo.com.