Go  Stabilize.  Go  Invest.  Go  Grow.

Tongo’s commission advance offers real estate professionals access to the capital they may need for growing their businesses. It’s fast and flexible and costs as low as 3% per 30 days.

Get started
How it works
Three easy steps for using Tongo
STEP ONE
Join Tongo
First step of commission advance process
Sign up takes less than a minute. Then simply tell us about your pending deals to build an available limit. Limits are based on pending commissions, production, and payment history. Upload multiple deals to build a higher limit.
Get Started
STEP TWO
Spend
Second step of commission advance process
Use your approved advance by instantly transferring funds to your checking account or by making purchases with the Tongo card. Either way fees are as low as 3% per 30 days. Come back to your advance as many times as needed before a deal closes.
STEP THREE
Repay
Tongo gets paid when you get paid. When your deal closes and you receive your commission, your Tongo balance for that deal is due in full. Fees are charged on only the amount of the advance used. If you don’t use any of your advance, there’s nothing to pay.

© 2025 Tongo Financial, Inc. All rights reserved. Tongo® and any related marks are service marks owned by Tongo Financial, Inc.
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Sotheby’s International Realty®, the Sotheby’s International Realty logo, Sotheby’s International Realty Marquis PrivilegesSM and the Sotheby’s International Realty Marquis Privileges logo are service marks licensed to Sotheby’s International Realty Affiliates LLC and used with permission. Each Sotheby’s International Realty office is independently owned and operated, except those operated by Sotheby’s International Realty, Inc. The Sotheby’s International Realty network fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Any products or services provided by Tongo Financial, Inc. described herein, are not provided by, affiliated with, or related to Sotheby’s International Realty Affiliates LLC nor any of its affiliated companies. Not all products and services are available in all states. Sotheby’s International Realty Affiliates LLC and its affiliated companies may receive compensation in connection with this promotion. Each affiliated sales associate and broker is responsible for complying with any consumer disclosure laws or regulations arising from use of the products or services.